Sheffield- Best rates, typically requires 680-700+ for best rate programs.
https://prequalify.sheffieldfinancial.com/Apply/Dealer/59474?source=web
Mower Finance- All brands, works with bad credit.
https://cutt.ly/SoutheasternOPE
OCTANE FINANCE- Toro's second look program for credit scores down to 550
https://octane.co/flex/533429