Sheffield- Best rates, typically requires 680-700+ for best rate programs.  

https://prequalify.sheffieldfinancial.com/Apply/Dealer/59474?source=web

Mower Finance- All brands, works with bad credit. 

https://cutt.ly/SoutheasternOPE

OCTANE FINANCE- Toro's second look program for credit scores down to 550

https://octane.co/flex/533429

Make your equipment investment more affordable with our flexible financing solutions designed for your budget - we offer convenient payment plans for new and used Toro, Altoz, Wright, Echo and SnowEx equipment with easy online applications, fast approval decisions and competitive rates - get the high-performance tools your business or property needs today while managing your cash flow with budget-friendly monthly payments!